Payment Policy

At Smartoolusa, we are committed to providing you with a secure and convenient shopping experience đź”’. This policy outlines our payment methods and security measures.

Accepted Payment Methods

Smartoolusa uses payment solutions from OceanPayments, accepting:

  • Major Credit Cards (Visa, Mastercard, American Express, Discover)
  • Google Pay
  • Apple Pay

All payments are processed in USD (United States Dollars).

Secure Payment Processing

Your payment security is our priority. Our processing through OceanPayments includes:

  • SSL encryption for secure data transmission
  • PCI DSS compliance (industry security standard)
  • Advanced fraud detection systems

Smartoolusa does not store your full credit card information. All sensitive data is securely managed by OceanPayments.

Additional Information

Authorization: Orders require payment authorization, which may temporarily affect your available balance.

Processing: Payments are processed immediately upon order confirmation. You'll receive an email once completed.

Failed Payments: We'll notify you of failed payments via email with instructions to complete your purchase.

Refunds: Refunds go to the original payment method, typically processing within 3-10 business days.

Currency Conversion: International customers may incur conversion fees from their payment provider.

For payment questions, contact our support team at [email protected]